PUBLIC Islamic Bank Visa Platinum Credit Card-i
PUBLIC BANK
Key Features
Enjoy 4% Cash Back on online and overseas transactions
0.1% of total dining transactions will be automatically donated to Yayasan Waqaf every month
2x complimentary access to any Malaysia Plaza Premium Lounge.
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Promotion
Groceries
4% cashback at overseas and online transaction
Petrol
4% cashback at overseas and online transaction
Entertainment
4% cashback at overseas and online transaction
Shopping
4% cashback at overseas and online transaction
Dining
4% cashback at overseas and online transaction
Travel
4% cashback at overseas and online transaction
Utilities
4% cashback at overseas and online transaction
Other Features
Complimentary Access to Malaysia Plaza Premium Lounge Access: 2x complimentary access to any Malaysia Plaza Premium Lounge.
e-Commerce Purchase Protection: Make online purchases using Public Islamic Bank Visa Platinum Credit Card-i and get covered for possible losses up to USD$200 per claim per annum for Non-delivery of purchased item after 30 days of scheduled delivery, Wrong or incomplete delivery of purchased item, Physical damage to the delivered item
Balance Transfer
PUBLIC BANK BALANCE TRANSFER
Pay over 6 months with interest rate at 0% p.a. and 1.5%one-time upfront handling fee from RM1,000 transferred
Pay over 9 months with interest rate at 0% p.a. and 2%one-time upfront handling fee from RM1,000 transferred
Pay over 12 months with interest rate at 0% p.a. and 2.5%one-time upfront handling fee from RM1,000 transferred
Pay over 24 months with interest rate at 0% p.a. and 5%one-time upfront handling fee from RM2,000 transferred
Pay over 36 months with interest rate at 0% p.a. and 6.5%one-time upfront handling fee from RM3,000 transferred
Pay over 48 months with interest rate at 0% p.a. and 9%one-time upfront handling fee from RM5,000 transferred
Easy Payment Plan
PUBLIC BANK FLEXIPAY PLAN
Pay over 6 months with interest rate at 1.5% one-time upfront handling fee when spend RM 1,000
Pay over 9 months with interest rate at 2% one-time upfront handling fee when spend RM 1,000
Pay over 12 months with interest rate at 2.5% one-time upfront handling fee when spend RM1,000
Pay over 24 months with interest rate at 5% one-time upfront handling fee when spend RM2,000
Pay over 36 months with interest rate at 6.5% one-time upfront handling fee when spend RM3,000
PUBLIC BANK ZERO INTEREST INSTALLMENT PLAN
Pay over 3 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
Pay over 6 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
Pay over 9 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
Pay over 12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
Pay over 18 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
Pay over 24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
Pay over 30 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
Pay over 36 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
Eligibility
Min. age 21 for principal holder
RM 333 for fee of principal holder (Free for first year, waived when you swope 12 times for subsequent years)
Min. age 18 for supplementary holder
RM 150 for first applicants of supplementary holder
Fees and Charges
Late Payment Charge: Minimum RM10 or 1% of the total outstanding balance, up to maximum amount of RM100
Cash Advance Amount: Subject to credit limit
Cash Advance Charge: RM20 or 5% of withdrawn amount, whichever is higher
Cash Advance interest charge: 18%
Rewards Points expiry: N/A
