RHB Cashback
RHB BANK
Key Features
Earn up to 10% Cashback on your online transaction and grocery delivery
Up to 5% cashback spend on petrol, dining, utilities and groceries
Available RHB Smart Services
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Promotion
Groceries
5% cash back (on all groceries if total monthly spending is RM2,501 and above)
2% cash back (on all groceries if total monthly spending is between RM1,501 and RM2,500)
1% cash back (on all groceries if total monthly spending is between RM500 and RM1,500)
Petrol
5% cash back (on all petrol stations if total monthly spending is RM2,501 and above)
2% cash back (on all petrol stations if total monthly spending is between RM1,501 and RM2,500)
1% cash back (on all petrol stations if total monthly spending is between RM500 and RM1,500)
Shopping
0.2% cashback (on all other retail spend)
Dining
10% cash back (on all online dining & grocery (delivery) if total monthly spending is RM2,501 and above)
2% cash back (on all online dining & grocery (delivery) if total monthly spending is between RM1,501 and RM2,500)
1% cash back (on all online dining & grocery (delivery) if total monthly spending is between RM500 and RM1,500)
Utilities
5% cash back (on all utilities if total monthly spending is RM2,501 and above)
2% cash back (on all utilities if total monthly spending is between RM1,501 and RM2,500)
1% cash back (on all utilities if total monthly spending is between RM500 and RM1,500)
Other Features
Cash Back Exclusions: No Cash Back for Cash Advance, Balance Transfer, Quasi Cash, Charity, Government agencies transactions
Balance Transfer: 0% per annum for a tenure of 12 months; one-time upfront fee of 4% of transferred amount imposed
Installment Plan: 0% interest Installment Payment Plan at all participating merchants
Cashback Limit: 10% cashback for online food and grocery delivery, 5% cashback for petrol, dining, utility and grocery, with monthly spend of RM2,500 and above, capped at RM10 each category per month. 0.2% unlimited cashback for other retail spend
Balance Transfer
RHB SMART MOVE BALANCE TRANSFER
6 months with interest rate at 4.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
12 months with interest rate at 4.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
18 months with interest rate at 4.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
24 months with interest rate at 4.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
30 months with interest rate at 4.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
36 months with interest rate at 4.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
Easy Payment Plan
RHB SMART INSTALLMENT
6 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
36 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
Eligibility
Min. age 21 for principal holder
RM 70 for fee of principal holder
Min. age 18 for supplementary holder
Waived for first applicants of supplementary holder
Fees and Charges
Late Payment Charge: Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
Cash Advance Amount: RM5,000 daily
Cash Advance Charge: Higher of RM15 or 5% of cash advance amount
Cash Advance interest charge: 18% per annum on cash advance amount
Rewards Points expiry: N/A
