RHB Shell Visa
RHB BANK
Key Features
Earn up to 12% Cashback when you fuel up at shell
Up to 12% cashback spend on petrol
Up to 5% cashback spend on other (groceries, online spending, e-wallet top up, utilities and other spend)
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Promotion
Groceries
1% cashback when spend RM 800 to RM 1,499.99
2% cashback when spend RM 1,500 to RM 2,499.99
5% cashback when spend over RM2,500
Petrol
5% cashback when spend RM 800 to RM 1,499.99 on selected merchant only (Shell petrol station)
8% cashback when spend RM 1,500 to RM 2,499.99 on selected merchant only (Shell petrol station)
12% cashback when spend over RM2,500 on selected merchant only (Shell petrol station)
Entertainment
0.2% cashback when spend any amount
Shopping
0.2% cashback when spend any amount
Dining
0.2% cashback when spend any amount
Travel
2% cashback on online and overseas transaction
Utilities
1% cashback when spend RM 800 to RM 1,499.99
2% cashback when spend RM 1,500 to RM 2,499.99
5% cashback when spend over RM2,500
Online Shopping
1% cashback when spend RM 800 to RM 1,499.99
2% cashback when spend RM 1,500 to RM 2,499.99
5% cashback when spend over RM2,500
E-wallet Top Up
1% cashback when spend RM 800 to RM 1,499.99
2% cashback when spend RM 1,500 to RM 2,499.99
5% cashback when spend over RM2,500
Insurance or Health
0.2% cashback when spend any amount
Other Features
VISA Ecommerce Purchase Protection (Valid until 30 Sept 2022): Automatically activated when an item is purchased using an eligible Visa card, Eligible for online purchases made from any merchants globally, Claims and insurance details can be made available online from AIG Cardholder Insurance Portal
RHB Smart Services: Smart Pay so that you can auto pay your monthly Telekom, Maxis, Digi, Astro and other bills, Smart Move where you can balance transfer from any other credit card-i at attractive rates, Smart Instalment at 0% for up to 36 months at selected merchants, CashXcess allows you to withdraw cash from your credit card with attractive rates and payment period up to 36 months
Balance Transfer
RHB SMART MOVE BALANCE TRANSFER
6 months with interest rate at 4.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
12 months with interest rate at 4.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
18 months with interest rate at 4.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
24 months with interest rate at 4.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
30 months with interest rate at 4.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
36 months with interest rate at 4.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
Easy Payment Plan
RHB SMART INSTALLMENT
6 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
36 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
Eligibility
Min. age 21 for principal holder
Free for fee of principal holder (Subsequence year will be RM 195)
Min. age 18 for supplementary holder
Waived for first applicants of supplementary holder
Fees and Charges
Late Payment Charge: Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
Cash Advance Amount:
Cash Advance Charge: Higher of RM15 or 5% of cash advance amount
Cash Advance interest charge: 18% per annum on cash advance amount
Rewards Points expiry: N/A
