RHB Visa Signature
RHB BANK
Key Features
Earn up to 6% Cashback
5 X Complimentary access to airport lounges in Malaysia
Travel Insurance of up to RM 600,000
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Promotion
Groceries
0.2% cashback when spend any amount locally
0.5% cashback when spend RM 1,000 to RM 2,499 on overseas spending
1% cashback when spend 2,500 to RM3,499 on overseas spending
2% cashback when spend RM3,500 or above on overseas spending
Petrol
0.2% cashback when spend any amount locally
0.5% cashback when spend RM 1,000 to RM 2,499 on overseas spending
1% cashback when spend 2,500 to RM3,499 on overseas spending
2% cashback when spend RM3,500 or above on overseas spending
Entertainment
1% cashback when spend RM1,000 to RM2,499 spend locally
2% cashback when spend RM2,500 to RM3,499 send locally
6% cashback when spend RM3,500 and above spend locally
Shopping
1% cashback when spend RM1,000 to RM2,499 spend locally
2% cashback when spend RM2,500 to RM3,499 send locally
6% cashback when spend RM3,500 and above spend locally
Dining
0.2% cashback when spend any amount locally
0.5% cashback when spend RM 1,000 to RM 2,499 on overseas spending
1% cashback when spend 2,500 to RM3,499 on overseas spending
2% cashback when spend RM3,500 or above on overseas spending
Utilities
0.2% cashback when spend any amount locally
0.5% cashback when spend RM 1,000 to RM 2,499 on overseas spending
1% cashback when spend 2,500 to RM3,499 on overseas spending
2% cashback when spend RM3,500 or above on overseas spending
Online Shopping
1% cashback when spend RM1,000 to RM2,499 spend locally
2% cashback when spend RM2,500 to RM3,499 send locally
6% cashback when spend RM3,500 and above spend locally
Other Features
Travel and Lifestyle: 4x Complimentary access into Plaza Premium Lounges in Malaysia (in a calendar year), Preferred foreign exchange rates at all RHB Bureau-de-Change for major foreign currencies, Exclusive 25% discount off walk-in rates for all accompanying guests at all PPL in Malaysia, 20% discount off walk-in rates at all other PPL worldwide, Complimentary golf privileges worldwide, Concierge service
Protection Plan: Travel Insurance Coverage of up to RM600,000
Balance Transfer: [Plan A] : 4% p.a for tenure of 12 months, [Plan B] : 7% p.a for tenure of 18 months, [Plan C] : 9% p.a for tenure of 24 months
Instalment Plan: 0% interest Installment Payment Plan at all participating merchants
Balance Transfer
RHB SMART MOVE BALANCE TRANSFER
6 months with interest rate at 4.88% p.a. and no one-time upfront handling fee from RM1,000 transferred
12 months with interest rate at 4.88% p.a. and no one-time upfront handling fee from RM1,000 transferred
18 months with interest rate at 4.88% p.a. and no one-time upfront handling fee from RM1,000 transferred
24 months with interest rate at 4.88% p.a. and no one-time upfront handling fee from RM1,000 transferred
30 months with interest rate at 4.88% p.a. and no one-time upfront handling fee from RM1,000 transferred
36 months with interest rate at 4.88% p.a. and no one-time upfront handling fee from RM1,000 transferred
Easy Payment Plan
RHB SMART INSTALLMENT
6 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
36 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
Eligibility
Min. age 21 for principal holder
Free for fee of principal holder
Min. age 18 for supplementary holder
Waived for first applicants of supplementary holder
Fees and Charges
Late Payment Charge: Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
Cash Advance Amount: Subject to credit limit
Cash Advance Charge: Higher of RM15 or 5% of cash advance amount
Cash Advance interest charge: 18% per annum on cash advance amount
Rewards Points expiry: N/A
