RHB World MasterCard
RHB BANK
Key Features
Earn up to 6% Cashback
5 X Complimentary access to airport lounges in Malaysia
Travel Insurance of up to RM 600,000
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Promotion
Groceries
0.2% cash back
2% cash back (on oversea spending if total monthly spending is RM3,500 and above)
1% cash back (on oversea spending if total monthly spending is between RM2,500 and RM3,499)
0.5% cash back (on oversea spending if total monthly spending is between RM1,000 and RM2,499)
Petrol
6% cash back (on petrol spending if total monthly spending is RM3,500 and above)
2% cash back (on petrol spending if total monthly spending is between RM2,500 and RM3,499)
1% cash back (on petrol spending if total monthly spending is between RM1,000 and RM2,499)
Shopping
0.2% cash back
2% cash back (on oversea spending if total monthly spending is RM3,500 and above)
1% cash back (on oversea spending if total monthly spending is between RM2,500 and RM3,499)
0.5% cash back (on oversea spending if total monthly spending is between RM1,000 and RM2,499)
Dining
6% cash back (on dining if if total monthly spending is RM3,500 and above)
2% cash back (on dining if if total monthly spending is between RM2,500 and RM3,499)
1% cash back (on dining if if total monthly spending is between RM1,000 and RM2,499)
2% cash back (on oversea spending if total monthly spending is RM3,500 and above)
1% cash back (on oversea spending if total monthly spending is between RM2,500 and RM3,499)
0.5% cash back (on oversea spending if total monthly spending is between RM1,000 and RM2,499)
Travel
6% cash back (on dining if if total monthly spending is RM3,500 and above)
2% cash back (on dining if if total monthly spending is between RM2,500 and RM3,499)
1% cash back (on dining if if total monthly spending is between RM1,000 and RM2,499)
2% cash back (on oversea spending if total monthly spending is RM3,500 and above)
1% cash back (on oversea spending if total monthly spending is between RM2,500 and RM3,499)
0.5% cash back (on oversea spending if total monthly spending is between RM1,000 and RM2,499)
Other Features
Protection Plan: Travel Insurance with coverage of up to RM600,000 if full airfare is charged to this credit card
Balance Transfer: 0% per annum for a tenure of 12 months; one-time upfront fee of 4% of transferred amount imposed
Installment Plan: 0% interest Installment Payment Plan at all participating merchants
5x complimentary access in a calendar year to selected Plaza Premium Lounges / Aerotel in Malaysia, thereafter, a discount of 25% off the walk-in rates will be charged from the sixth visit onwards to lounges in Malaysia.
Exclusive 25% discount at all Plaza Premium Lounges in Malaysia for all accompanying guest.
Special 20% discount at Plaza Premium Lounges all around the world. (except Shanghai & Beijing)
Balance Transfer
RHB SMART MOVE BALANCE TRANSFER
6 months with interest rate at 4.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
12 months with interest rate at 4.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
18 months with interest rate at 4.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
24 months with interest rate at 4.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
30 months with interest rate at 4.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
36 months with interest rate at 4.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
Easy Payment Plan
RHB SMART INSTALLMENT
6 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
36 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
Eligibility
Min. age 21 for principal holder
RM 198 for fee of principal holder (Free for first year, Waived when you swipe 12 times for subsequent years)
Min. age 18 for supplementary holder
RM 30 for first applicants of supplementary holder
Fees and Charges
Late Payment Charge: Minimum RM10 or 1% of the total outstanding balance, up to maximum amount of RM100
Cash Advance Amount: Subject to credit limit
Cash Advance Charge: RM20 or 5% of withdrawn amount, whichever is higher
Cash Advance interest charge: 18%
Rewards Points expiry: N/A
