STANDARD CHARTED JustOne Platinum MasterCard
STANDARD CHARTED
Key Features
Up to 15% cashback on petrol, groceries & selected online spend
Enjoy annual fee waiver for the first year
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Promotion
Groceries
0.2% cash back spend below RM1,000
1% cash back spend from RM1,000 to RM1,499.99
5% cashback spend from RM1,500 to RM2,499.99
15% cashback spend from RM2,500 and above
Petrol
0.2% cash back spend below RM1,000
1% cash back spend from RM1,000 to RM1,499.99
5% cashback spend from RM1,500 to RM2,499.99
15% cashback spend from RM2,500 and above
Utilities
0.2% cash back spend below RM1,000
1% cash back spend from RM1,000 to RM1,499.99
5% cashback spend from RM1,500 to RM2,499.99
15% cashback spend from RM2,500 and above
Online Shopping
0.2% cash back spend below RM1,000
1% cash back spend from RM1,000 to RM1,499.99
5% cashback spend from RM1,500 to RM2,499.99
15% cashback spend from RM2,500 and above
Other Features
FlexiPay Plus: Convert your Standard Chartered credit card purchases into a low interest rate instalment plan with FlexiPay Plus
Easy-Payment-Scheme: Convert your transactions into 0% easy payment scheme at selected merchants.
E-commerce purchase protection: Shop online worry free with up to USD200 e-commerce purchase protection.
Emergency Overseas Card Replacement: Replacement the card when losing and card stolen oversea
Enjoy exciting offer and privileges at over 4,000 outlets in Malaysia and across Asia
Get extra cash from your credit card at a low interest rate across a range of repayment periods, with the Standard Chartered Cash-On-Call Plus
Balance Transfer
STANDARD CHARTERED BALANCE TRANSFER PLUS
12 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
18 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
24 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
36 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
Easy Payment Plan
STANDARD CHARTERED FLEXIPAY PLUS
6 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM500
9 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM500
12 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM500
18 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM500
Eligibility
Min. age 21 for principal holder
RM 250 for fee of principal holder (First year annual fee waiver)
Min. age 18 for supplementary holder
Free for first applicants of supplementary holder
Fees and Charges
Late Payment Charge: Minimum RM10 or 1% of the total outstanding balance as of the statement date, whichever is higher.
Cash Advance Amount: Up to 90% of credit limit
Cash Advance Charge: Higher of RM26.50 or 5.3% of cash advance amount
Cash Advance interest charge: 18% per annum on cash advance amount
Rewards Points expiry: N/A
