STANDARD CHARTED Smart

Key Features

• Get 15% cashback spend at favorite merchant

• 6% cashback on digital lifestyle

• Buy now pay letter with 0 % interest instalment plan

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Promotion

Entertainment

• Earn up to RM20 cashback a month on Astro, Joox, iQIYI, Netflix, Playstation, Spotify, Steam when you spend RM1,000 in retail purchases and contactless transaction.

• RM10 for normal adult tickets daily except Wednesdays til 31 October 2022 on GSC Cinema

Online Shopping

• 15% cashback at Boost, FavePay, GrabPay, Lazada, Shopee, TaoBao, Touch ‘n’ Go e-wallet & Zalora when you spend RM1,000 in retail purchases

Other Features

• FlexiPay Plus: Convert your Standard Chartered credit card purchases into a low interest rate instalment plan with FlexiPay Plus

• Easy-Payment-Scheme: Convert your transactions into 0% easy payment scheme at selected merchants.

• E-commerce purchase protection: Shop online worry free with up to USD200 e-commerce purchase protection

• Buy now, pay later with 0% instalment plan over 3 months: Convert transactions above RM500 into three interest free instalments

Balance Transfer

STANDARD CHARTERED  BALANCE TRANSFER PLUS

• 12 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM1,000 transferred

• 18 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM1,000 transferred

• 24 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM1,000 transferred

• 36 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM1,000 transferred

Easy Payment Plan

STANDARD CHARTERED FLEXIPAY PLUS

• 6 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM500

• 9 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM500

• 12 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM500

• 18 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM500

Eligibility

• Min. age 21 for principal holder

• RM 120 for fee of principal holder (First year annual fee waiver)

• Min. age 18 for supplementary holder

• Free for first applicants of supplementary holder

Fees and Charges

• Late Payment Charge: Minimum RM10 or 1% of the total outstanding balance as of the statement date, whichever is higher.

• Cash Advance Amount: Subject credit limit

• Cash Advance Charge: N/A

• Cash Advance interest charge: 18% per annum on cash advance amount

• Rewards Points expiry: N/A