STANDARD CHARTED VIsa Platinum
STANDARD CHARTED
Key Features
Earn 5x points for contactless*, dining, department store purchases, and overseas spend
Receive 5,000 bonus points monthly when you speed RM1,500 or more
Earn 1x reward point for all other local spend
......................................................
Promotion
Groceries
5X rewards points for contactless payment and overseas spending
1X points multiplier for local spending
Petrol
5X rewards points for contactless payment and overseas spending
1X points multiplier for local spending
Entertainment
5X rewards points for contactless payment and overseas spending
1X points multiplier for local spending
Shopping
5X rewards points for contactless payment and overseas spending
1X points multiplier for local spending
Dining
5X rewards points for dining transaction
Travel
5X rewards points for contactless payment and overseas spending
1X points multiplier for local spending
Utilities
5X rewards points for contactless payment and overseas spending
1X points multiplier for local spending
Other Features
Receive 5,000 bonus reward points monthly when you spend RM1,500 or more.
E-commerce purchase protection: Shop online worry free with up to USD200 e-commerce purchase protection.
Balance Transfer: 5.99% per annum for a maximum tenure of 36 months
Balance Transfer
12 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
18 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM 1,000 transferred
24 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
Easy Payment Plan
STANDARD CHARTERED FLEXIPAY PLUS
6 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM500
9 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM 500
12 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM500
18 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM 500
Eligibility
Min. age 21 for principal holder
Free for fee of principal holder
Min. age 18 for supplementary holder
Free for first applicants of supplementary holder
Fees and Charges
Late Payment Charge: Minimum RM10 or 1% of the total outstanding balance, up to maximum amount of RM100
Cash Advance Amount: Up to 90% credit limit
Cash Advance Charge: Higher of RM26.50 or 5.3% of cash advance amount
Cash Advance interest charge: 18%
Rewards Points expiry: 3 years
