STANDARD CHARTED WorldMiles World MasterCard
STANDARD CHARTED
Key Features
Unlimited Plaza Premium Lounge access
Cashback on airport transfers
4.5x more worldmiles on overseas spend
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Promotion
Groceries
4.5x worldmiles on overseas spend
Petrol
4.5x worldmiles on overseas spend
Entertainment
4.5x worldmiles on overseas spend
Shopping
4.5x worldmiles on overseas spend
Dining
4.5x worldmiles on overseas spend
Travel
4.5x worldmiles on overseas spend
RM80 cashback on Airport Transfers
Utilities
4.5x worldmiles on overseas spend
Other Features
Every 2 WorldMiles points gets you 1 AirMile of your preferred frequent flyer program.
Enhance your travel experience with complimentary access to Plaza Premium Lounge in KLIA and klia2 when you travel internationally1.
Shop online worry free with up to USD200 e-commerce purchase protection.
Balance Transfer
12 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
18 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM 1,000 transferred
24 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
36 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM 1,000 transferred
Easy Payment Plan
STANDARD CHARTERED FLEXIPAY PLUS
6 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM500
9 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM 500
12 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM500
18 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM 500
Eligibility
Min. age 21 for principal holder
Free for fee of principal holder
Min. age 18 for supplementary holder
Free for first applicants of supplementary holder
Fees and Charges
Late Payment Charge: Minimum RM10 or 1% of the total outstanding balance, up to maximum amount of RM100
Cash Advance Amount: Up to 90% credit limit
Cash Advance Charge: Higher of RM26.50 or 5.3% of cash advance amount
Cash Advance interest charge: 18%
Rewards Points expiry: N/A

