UOB Lady's Card

Key Features

• 10X UNIRM on Fashion purchases

• 5X UNIRM on Grocery purchases and overseas spend

• Exclusive promotions when you dine, shop or travel

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Promotion

Fashion

• 10x UNIRM for fashion purchases at retail shops or online

Groceries

5x UNIRM for spend on groceries made at the stores or online

Overseas

5x UNIRM for every RM1 equivalent spent overseas or online in foreign currencies

Other Features

• Luxepay – 0% Interest Easi-Payment Plan: Convert purchases in foreign currencies, of fashion designer labels and health & beauty into 0% interest Easi-Payment Plan

• TRAVEL INSURANCE & PURCHASE PROTECTION PLAN : Exclusively for UOB Lady’s Solitaire Card

• Female Cancer Coverage : Up to RM200,000 for 6 female cancers with UOB Lady’s Savings Account.

• Mastercard Contactless : Purchase made easy with Mastercard Tap & Go

Balance Transfer

UOB BALANCE TRANSFER

• 6 months with interest rate at 0% p.a. and 3% one-time upfront handling fee from RM1,000 transferred

• 12 months with interest rate at 0% p.a. and 4% one-time upfront handling fee from RM1,000 transferred

• 18 months with interest rate at 0% p.a. and 5% one-time upfront handling fee from RM1,000 transferred

UOB FIXED-PAY BALANCE TRANSFER

• 6 months with interest rate at 3.3% p.a. and no one-time upfront handling fee from RM1,000 transferred

• 12 months with interest rate at 6% p.a. and no one-time upfront handling fee from RM1,000 transferred

Easy Payment Plan

0% EASI-PAYMENT PLAN

Convert spend into the following plans :– 6-month | 12-month | Luxury designer brands spend >= RM2,000 in a single receipt– 6-month | Health and beauty spend >= RM2,000 in a single receipt– 12-month | Health and beauty spend >= RM4,000 in a single receipt– 3-month | Overseas spend >= RM3,000 in a single/combined receipts(s)

Eligibility

• Application must be 21 years old and above.

• For Classic Card Minimum income : RM24,000 per annum.

• For Platinum Card Minimum income : RM48,000 per annum.

• For Solitaire Card Minimum income : RM100,000 per annum.

Fees and Charges

• Late Payment Charge: Minimum RM10 or 1% of the total outstanding balance, up to maximum amount of RM100

• Cash Advance Amount: Subject to credit limit

• Cash Advance Charge: RM20 or 5% of withdrawn amount, whichever is higher

• Cash Advance interest charge: 18%

• Rewards Points expiry: N/A