UOB YOLO VIsa
UOB
Key Features
Up to 5% Cashback on online purchase, dining and contactless
E- Commerce Protection
Privileges on Dining, Retail, Health and beauty, and travel and life style.
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Promotion
Groceries
5% Cashback on online transaction and contactless payment method.
Petrol
5% Cashback on online transaction and contactless payment method.
Entertainment
5% Cashback on online transaction and contactless payment method.
Dining
5% Cashback on dining transaction
Travel
5% Cashback on online transaction and contactless payment method.
Utilities
5% Cashback on online transaction and contactless payment method.
Other Features
E-Commerce Protection: covered for possible losses of up to USD $200 per claim annually. Valid until 30 September 2022.
0% Easi-Payment Plan: with minimum spend of RM3,000 for overseas spending, promotion period from 1 January 2022 until 31 December 2022
Up to 5% on online, dining and contactless upon minimum spend of RM600*
*Online and contactless exclude utilities, JomPAY, telco, insurance, and petrol (refer toT&C)
Cashback is capped at RM30 per customer on first-come, first-served basis. Cashback from eWallet top-up transactions are capped at RM15 per customer.
Balance Transfer
UOB BALANCE TRANSFER
6 months with interest rate at 0% p.a. and 3%one-time upfront handling fee from RM1,000 transferred
12 months with interest rate at 0% p.a. and 4%one-time upfront handling fee from RM1,000 transferred
18 months with interest rate at 0% p.a. and 5%one-time upfront handling fee from RM1,000 transferred
Easy Payment Plan
UOB OVERSEAS EASI-PAYMENT PLAN
3 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend 3000
UOB INSTALLMENT PAYMENT PLAN
12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 1,000
18 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 1,000
24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 1,000
36 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 1,000
Eligibility
Application must be 21 years old and above.
Minimum income : RM36,000 per annum.
Annual Fee RM7.50 for Principal* per Statement month | RM30.00 For Supplementary Card per annum.
 *Waived with just 1 Transaction (no Minimum spend)per Statement month.
Annual Fee Waiver : Principal : 1st year annual fee waiver | Supplementary : 2 years annual fee waiver.
Fees and Charges
Late Payment Charge: Minimum RM10 or 1% of the total outstanding balance as of the statement date, whichever is higher.
Cash Advance Amount: subject to credit limit
Cash Advance Charge: RM20 or 5% of withdrawn amount, whichever is higher
Cash Advance interest charge: 18% per annum on cash advance amount
Rewards Points expiry: N/A
